Freelance Blog — Tax & Legal Guides for French Independents
Practical guides on social charges, legal structures and taxation for French freelancers and micro-entrepreneurs. Updated 2025.
17 articles
Health Insurance and Income Protection for Freelancers in 2025: Costs and Why It Matters
SSI coverage gaps, cost of TNS health insurance (average €75/month), Madelin law, income protection for sickness and disability: everything a self-employed person needs to know in 2025.
URSSAF Monthly or Quarterly Declaration: How to Choose in 2025
Monthly or quarterly? 2025 deadlines, practical differences, how to switch before 31 October, and why URSSAF recommends monthly declarations.
SASU: Dividends vs Salary — What Strategy in 2025?
How to balance salary and dividends in a SASU to maximise net income? Corporate tax, 30% flat tax, employee-equivalent contributions, worked examples and pitfalls.
Unemployment Benefits and Micro-Enterprise in 2025: How to Combine Them
Combining French unemployment benefits with a micro-enterprise: 2025 rules, ARCE capital option, reduction formula, France Travail reporting obligations and pitfalls to avoid.
CFE 2025: Amounts, Exemptions and Payment Deadline for the Self-Employed
Everything about the Cotisation Foncière des Entreprises in 2025: rates by revenue band, exemptions (first year, revenue under €5,000, ZRR zones) and the 15 December deadline.
Social Protection for the Self-Employed in France 2025: Pension, Health, Unemployment
As a freelancer, are you properly protected? Full overview of social coverage for French self-employed workers — health, pension, disability, unemployment and private solutions.
EURL: Corporate Tax or Income Tax? The 2025 Guide
EURL under corporate tax or income tax: which fiscal option to choose? Simulation with dividends, salary and 30% flat tax to optimise your net income.
Freelance Net Income: How to Calculate Your Real Take-Home Pay in 2025
From revenue to net income: calculation method by structure (micro, SASU, EURL) with examples at €60k, €80k and €120k. Comparison table.
URSSAF Contributions in Micro-Enterprise: Understand, Declare, Pay
How does URSSAF work for micro-entrepreneurs? Monthly or quarterly declaration, payment, late filing and tips to never make a mistake.
Real Tax Regime vs Micro-Enterprise: When and Why to Switch?
The real regime lets you deduct actual expenses. Comparison with micro on costs, accounting and net income. Cases where the real regime wins.
VAT Threshold for Self-Employed in France 2025: Exemption and Obligations
In 2025: €37,500 for services, €85,000 for sales. What changes when you cross the VAT threshold and how to manage the transition smoothly.
Best Business Account for Freelancers 2025: Qonto, Shine, Blank Compared
Which business bank account to choose as a freelancer? Comparing Qonto, Shine and Blank on fees, features and accounting integrations.
Best Invoicing Software for Freelancers in 2025: Full Comparison
Indy, Freebe, Georges or Pennylane? Full comparison of invoicing software for French freelancers and micro-entrepreneurs with pricing and honest reviews.
ACRE 2025: Eligibility, Application and Savings Simulation
ACRE cuts your contributions by 50% in year one. Who qualifies, how to apply and how much to save depending on your revenue and activity type.
How to Calculate Your Freelance Daily Rate in 2025: Step by Step
Complete method to set your daily rate: target income, charges by structure, real billable days and market benchmarks by sector. Stop underpricing yourself.
Micro-Enterprise vs SASU: Which Structure to Choose in 2025?
Detailed micro-enterprise vs SASU comparison: charges, tax, social protection and break-even points at €40k, €70k and €120k revenue. With real numbers.
Micro-Enterprise Social Charges 2025: All Rates Explained
URSSAF 2025 rates by activity (BIC 12.3%, BNC 23.1%), flat-rate tax option, ACRE impact and revenue caps. Everything the micro-entrepreneur needs to know.