ACRE 2026 Simulator — Social charges exemption
Estimate your savings with the ACRE social charges exemption in your first year.
Business start date
Exemption ends: 1 July 2027
Micro-entreprise regime
Normal rate: 25,6% · With ACRE: 12,8%
✅ Are you eligible?(0/4)
Total ACRE savings (12 months)
2 304 €
in unpaid charges
* Calculations based on constant monthly revenue. Actual savings depend on your declared revenue.
How to use the ACRE 2026 simulator
Select your legal structure and activity type, then enter your projected monthly or annual revenue. The simulator shows your contributions without ACRE (full rate) and with ACRE (25% exemption for creations since 1 July 2026, 50% before — the simulator adapts to your start date) side by side, along with the total saving over 12 months. Simulate different revenue levels to anticipate your cash flow in the first year.
What ACRE covers — and what it does not
ACRE (Business Creation or Takeover Aid) reduces your social contributions for the first 12 months of activity. Since 1 July 2026, the exemption is 25% (down from 50% for earlier creations). For BNC micro-enterprises, the rate drops from 25.6% to 19.2% (or 12.8% for a creation before July 2026). For BIC services, from 21.2% to 15.9% (or 10.6%). However, the professional training contribution (CFP) remains due in full, as does the chamber of commerce fee where applicable. ACRE does not apply to the business property tax (CFE).
Who qualifies and how to apply
ACRE is available to job seekers receiving or eligible for unemployment benefits, recipients of RSA or ASS social benefits, people under 26 (or under 30 for recognised disabled persons), and creators in rural revitalisation zones (ZRR). For micro-enterprises, apply using the official ACRE form submitted to URSSAF within 60 days of registering your business. After this deadline, applications are not accepted — do not delay.